Eleventh Circuit Holds ERISA Fiduciaries Must Consider Social Security Dete
LID Volunteer
Petition OrganizerOn appeal, the Eleventh Circuit reversed, holding that LINA should have considered the evidence gathered in the SSA process and, further, should have obtained the evidence independently of Melech because to ignore the evidence was procedurally unreasonable. The Eleventh Circuit noted that LINA’s benefits procedure requires claimants to pursue SSA disability benefits at least through the second stage of appeals if LINA determines the claimant should appeal, and allows LINA to deduct SSA benefits from the benefits owed to claimants. The court determined that LINA “actively inserted” itself into the claimants’ SSA benefit application process when it was to LINA’s advantage.
ERISA stands for The Employee Retirement Income Security Act of 1974. ERISA establishes minimum standards for retirement, health, and other welfare benefit plans (including life insurance, disability insurance, and apprenticeship plans).
ERISA
http://www.change.org/petitions/unum-provident-long-term-disability-benefits-paid-for-the-last-7years-recently-denied?
Contact the following email for more information:
LID.Volunteer
Lidic.lid@gmail.com
http://www.youtube.com/watch?v=rNYnwcEzlBAWhat is ERISA?
UNUM has the power to reinstate benefits.
The Sale:
As an employee, you have the option to select a group of benefits your employer provides;available to all employees.
One of those options, is Short-Term or Long-Term Disability Benefits. This benefit come in handy if you were to become disabled and unable to work.
Their pitch to you,
“WE KNOW THAT A DISABLING ILLNESS OR INJURY CREATES
EMOTIONAL, PHYSICAL AND FINANCIAL CHALLENGES. AS YOUR
INSURER, WE WANT TO DO WHATEVER WE CAN TO HELP YOU DEAL WITH
THESE CHALLENGES. WE ARE COMMITTED TO SERVING YOU WELL
DURING THIS TIME” ~UNUM Provident
Sounds good.
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