ERISA stands for The Employee Retirement Income Security Act of 1974. ERISA establishes minimum standards for retirement, health, and other welfare benefit plans (including life insurance, disability insurance, and apprenticeship plans).
Contact the following email for more information:
http://www.youtube.com/watch?v=rNYnwcEzlBAWhat is ERISA?
UNUM has the power to reinstate benefits.
As an employee, you have the option to select a group of benefits your employer provides;available to all employees.
One of those options, is Short-Term or Long-Term Disability Benefits. This benefit come in handy if you were to become disabled and unable to work.
Their pitch to you,
“WE KNOW THAT A DISABLING ILLNESS OR INJURY CREATES
EMOTIONAL, PHYSICAL AND FINANCIAL CHALLENGES. AS YOUR
INSURER, WE WANT TO DO WHATEVER WE CAN TO HELP YOU DEAL WITH
THESE CHALLENGES. WE ARE COMMITTED TO SERVING YOU WELL
DURING THIS TIME” ~UNUM Provident